Photo by Zachary Nelson on Unsplash When a style is hot, it’s hot. You’ll start seeing a particular medium, color or pattern everywhere. But once that hype fizzles, you’re often faced with a countertop that seems dated and even loud. Unfortunately, replacing a counter isn’t as affordable as getting a new hairstyle. You’re ...
Continue ReadingPhoto by Skitterphoto via Pexels Keeping your home comfortable when the weather gets cooler can have a significant impact on your energy bills. In fact, your HVAC system is one of the biggest sources of energy usage in your home. You could end up spending more than you planned to ...
Continue ReadingPersonal liability coverage is included in your homeowners insurance policy, but also available to purchase separately. Having additional liability coverage can help protect you financially from any claims made against you for injury or damages. However, it can be difficult to determine whether you actually need additional liability coverage. Here ...
Continue ReadingPhoto by Precondo via Pixabay Some mortgage companies offer loans with points. In a nutshell, paying points means paying down the interest rate. One point is equal to 1 percent of the mortgage amount. On a $200,000 mortgage, one point is $2,000. The percentage the interest rate lowers depends on ...
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