Personal liability coverage is included in your homeowners insurance policy, but also available to purchase separately. Having additional liability coverage can help protect you financially from any claims made against you for injury or damages. However, it can be difficult to determine whether you actually need additional liability coverage. Here ...
Continue ReadingPhoto by Precondo via Pixabay Some mortgage companies offer loans with points. In a nutshell, paying points means paying down the interest rate. One point is equal to 1 percent of the mortgage amount. On a $200,000 mortgage, one point is $2,000. The percentage the interest rate lowers depends on ...
Continue ReadingPhoto by Zen Chung from Pexels As true creatures of habit, dogs and cats are not particularly fond of moving to a new home. There’s no good way to explain it to them either, leaving them feeling a bit shaken up until everyone gets settled in. Thankfully, you can ease ...
Continue ReadingIf you plan to list your house in the foreseeable future, it’s crucial to do everything you can to maximize its potential. Increasing your home value not only makes it a better place to live, but ensures a quicker sale and higher price. While it might seem like a daunting ...
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